Planning For The Future: What To Consider When Considering a Will or Trust

I came across a telling statistic on the internet recently. Nearly twice as many Americans have cell phones (240 million) than have a will (126 million). And while I am wholly dependent on my cell phone, as an attorney who handles hundreds of probate cases annually, I can say unequivocally a will, perhaps even more than a cell phone, is something everyone should have. But clients regularly ask me if they have a will do they need a trust too? Or is one better than the other? To answer these questions let’s first look at the reasons a person should consider each.

Why a Will
No one should be without a will. A will simply put spells out your wishes. It reflects how you want your assets distributed. Without a will, the probate court will make decisions regarding who is in control and the State of Ohio decides who gets what. With a will you can control when a minor gets a hold of their inheritance only until the age of 21.

Many times clients with few assets think they don’t need a will. This isn’t the case. Regardless of how much you have, if you have minor children you must have a will. A will is critical to name a guardian if both parents are unable to raise the kids. If you have neglected to name a guardian in your will then you are at the mercy of the court to appoint someone. It’s wise to get approval from your potential guardian and to also name an alternate guardian.

Why a Trust
A trust can offer different benefits. A trust should be created when one wants to hold back their assets and distribute them over time. When setting up a trust you will need to select a trustee. Instructions are written that specify how the trustee holds and manages the assets and then gives them away over time. With a trust you can control money for a child beyond the age of 21 or keep the money in your bloodline after your death rather than having it end up with a child’s spouse should the child die or divorce. A trust can also provide a lifetime use of assets and ensure property stay within a family.

Will vs. Trust
Both wills and trusts are valuable estate planning documents. In fact in all cases when someone has a trust they also need a will to ensure if the trust is not completely funded the assets in the will pour over into the trust. But there are also minor distinctions that can make one or the other a better option in particular situations.

Probate – In most cases, wills must go through the formal probate process. Most wills are handled within 3 to 9 months, but if an estate is large, complex or contested your heirs can face a complicated process lasting several years. And in most cases, beneficiaries won’t receive their inheritance until after probate is concluded. If you have successfully transferred all your assets to your trust, probate can be avoided. That means decisions regarding assets aren’t held up nor are payments to beneficiaries.

Privacy – Once a will is probated, it becomes public record. The will’s terms and assets are revealed. If a trust is properly funded, it’s more likely your privacy will be maintained and you can transfer property without public scrutiny. The terms of a trust and the assets are typically not public knowledge.

Expense – In general, trusts cost more than wills to create. But the savings can be offset by the potential expense of probate. In addition, when an estate is probated, “statutory “fees are paid. Those are calculated based on the size of the estate.

Ease – Upon proper execution of a will, the job is complete. Careful administration of a trust over one’s lifetime is a bit more involved.

Taxes – With a trust one can reduce or avoid the effect of Federal Estate Taxes. In 2008, assets up to $2-million dollars are exempt from Federal Estate Taxes. With a carefully constructed Living Marital-Family Trust, you can effectively “shield” up to $4-million dollars for your heirs and avoid Federal Estate Taxes.

Many attorneys will advise their clients to choose between a will and trust based simply on the value of their estate. In Ohio if your estate is valued at less than $35,000 you can be relieved from full probate administration. Then a will should suffice.

Ultimately though, everyone’s circumstances are different. A consultation with a probate/estate planning attorney may be the best way to determine how to leave your loved ones what you have. And in the end, you can’t put a price on peace of mind.

Estate Planning for your Pets

IS ESTATE PLANNING JUST TO PROVIDE FOR PEOPLE?
No, people can provide for their pets in both their wills and trusts. Because pet owners develop strong bonds with their pets, providing for them legally can offer you peace of mind. In addition, if you die before your pet, such actions will ensure your pet’s safe future.

WHY SHOULD I HAVE ESTATE PLANNING DOCUMENTS FOR PETS?
People often assume they will outlive their pets or if they don’t that a friend or loved one will take care of their animal. However, that’s doesn’t always happen. When people fail to provide for their pets the animal’s future will be uncertain. With appropriate estate planning documents in place you can avoid such a situation.

WHAT CAN HAPPEN IF I DON’T MAKE ADVANCE PROVISIONS?
If a family member of friend is unwilling to take your animal in, your pet could end up a stray or be placed in an animal shelter where depending on the individual circumstances it could possibly be adopted or euthanized.

WHAT CAN I DO TO SPELL OUT MY WISHES?
The best way to be certain your wishes are known is to make formal arrangements for the care of your animal. Such arrangements can include a special will, trust, or other documents. These documents should detail who will care for your pet and how the money will be provided to pay for this care.

IF I HAVE A WILL THAT MAKES PROVISION FOR MY PET, DO I NEED A TRUST?
Yes. A trust can start providing for a pet immediately. A will cannot. In addition, a trust can also be used if you are ill or incapacitated.

HOW DOES A PET TRUST WORK?
A pet trust works the same way a trust works for people: Money is set aside to provide for the pet’s care while trustees are selected to oversee the funds.

WHO SHOULD I DESIGNATE AS LEGAL CAREGIVER?
Choose someone you trust and who you are confident has good, common sense. Most people select a partner, adult child, parent, sibling or friend. A potential caregiver who has met your pet and has cared for their own pet is also a plus.

DO I NEED ALTERNATE CAREGIVERS?
Yes, alternate caregivers are a good idea in case your first choice is unable or doesn’t want to care for your pet.

CAN FAMILY MEMBERS/BENEFICIARIES CHALLENGE THE CAREGIVER?
Yes, but legal disputes can be avoided or minimized if you have a carefully thought out will and trust in place.

SHOULD I DISCUSS MY EXPECTATIONS?
Absolutely. You need to discuss your expectations with the potential caregiver so they understand the responsibility of caring for your pet. But, remember the new owner will ultimately be making all decisions involving your animal’s care-so select an individual you trust fully to do what is in your animal’s best interest.

WHO SHOULD I GIVE INSTRUCTIONS/COPIES TO?
After the will and/or trust are created, leave copies with the people you have chosen to be executors/trustees of your estate, as well as the pet’s designated caregivers. This way the caregivers can start caring for your pet as soon as possible.

CAN ANY ATTORNEY DRAFT A WILL/TRUST MAKING PROVISIONS FOR MY PETS?
It is best to use an attorney who regularly drafts wills, trusts, and estate plans. They are more likely to be familiar with the laws regarding such documents for pets and can ensure that your documents are drawn up in the most concise and clear manner so your wishes are followed.

HOW DO I FIND AN ATTORNEY TO DRAFT A WILL/TRUST MAKING PROVISIONS FOR MY PETS?
The State bar association can likely refer you to a lawyer who does such work. In addition, ask the lawyer if he or she has done this kind of work before and is familiar with it. Your local humane society may have a referral list as well.

Ohio Law Helps Prevent Funeral Disputes

For days a courtroom packed with attorneys and grieving family and friends argued about not only who should have custody of Anna Nicole Smith’s baby girl, but also how and where to bury Smith’s body. The same fight erupted over singer James Brown, whose body wasn’t buried for months because family members fought over his wishes. Such battles are not just for celebrities. Ohio House Bill 426, referred to as the Right of Disposition Bill, went into effective on October 12, 2006, to help prevent legal battles like these.

Have disputes about disposing of bodies been on the rise in Ohio? If so, why?
It is increasingly common for more than one family to have an interest in funeral arrangements when someone dies. Upon a death, a second spouse and children from a first marriage may not agree on these arrangements. If the deceased’s wishes are not spelled out in a legal document, this can lead to a court battle.

What are some of the funeral issues that lead to court battles?
There may be disputes about what type of religious observance, if any, should be performed, where the deceased should be buried, or whether the deceased would have preferred cremation over burial.

How does Ohio law address potential conflicts?
House Bill 426 authorizes individuals to name a person in a written document that meets certain requirements to make their funeral, burial or cremation arrangements. Section 2108.72 of the Ohio Revised Code (ORC) includes these requirements and a specially designed form that can be used specifically for this purpose.

Assuming these requirements are met, a will also may include such an authorization. Be aware, though, that a standard will must be adapted to meet these requirements. Also, people often wait until several days after the funeral to consult a will. If an appointment of an agent with right of disposition is included within a will, close relatives or friends should be informed about the appointment when the will is drafted.

What happens if a person fails to name anyone in a document?
This Ohio law also says that, if a person fails to take this step, then a prioritized list of individuals will be authorized to make such decisions. The first person with such authority is the decedent’s surviving spouse. If there is no spouse, then authority falls, in order, to: adult children, parents, siblings, grandparents, lineal descendents (children, etc.) of grandparents, the person’s guardian, or, finally, to a person willing to accept the responsibility (such as a clergyperson).

Are there any safeguards in place in case the person designated to make such arrangements is no longer the “appropriate person” to do so?
If the person designated to make the funeral arrangements is being charged with murder, manslaughter or domestic violence related to the death of the deceased, then he or she is disqualified. A person may be disqualified if a divorce action is pending at the time of death. The probate court also can step in if the designated person is estranged from the decedent at the time of death.

Does the law allow a person designated as having the right of disposition to make any other decisions after someone has died?
Yes. House Bill 426 gives the designated person the authority to consent to an autopsy or postmortem examination on the deceased person’s behalf.

Can an individual designate a group of persons rather than one person to make decisions?
Yes. A group of persons may be authorized. If the persons in the group or class disagree, however, the decisions of the majority prevail. If, after reasonable efforts, not all of those in the group or class have been located, the decisions of the majority of those who have been located prevail. If a majority of the persons cannot reach a decision, an interested party can ask the probate court to step in. The probate court of the county in which the declarant or deceased person lived at the time of death then decides who should have authority to make a decision after considering the same criteria as when the court assigns a statutory right of disposition.

What criteria does the court consider in deciding whether a particular person should be given authority to make funeral decisions?

The court considers:

  • whether the evidence demonstrates a close personal relationship between the deceased and the person(s) seeking authority to make decisions;
  • the reasonableness and practicality of that person’s plans for the deceased person’s funeral, burial, cremation or final disposition;
  • the willingness of the person to assume responsibility to pay for the funeral;
  • the convenience and needs of other family members and friends wishing to pay their final respects; and
  • the express written desires of the declarant or deceased person.

What Happens to the Baby During the Adoption Process?

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How long does it take to have an adoption completed after the child’s birth?
A legal placement of the child cannot take place until 72 hours after the birth of the child. The placement hearing usually takes 30 to 45 minutes. The child may wait in the hospital during that 72 hours or the birth mother may arrange for an early release with the prospective adoptive parents. Foster care is usually a last resort.

What happens if the baby is born with birth defects and the adoptive parents change their mind?
Birth parents should discuss this possibility and come to some agreement with the prospective adoptive parents before the baby is born. If the adoptive parents change their minds, the birth mother should have an alternative plan or perhaps a back-up adoptive couple. The birth mother is responsible until she can find an adoptive couple. In some cases, an agency may take over and keep the baby until a couple can be found. If the baby dies, the birth parent would be responsible for the baby’s expenses and for decisions about medical treatment and life support issues before adoption is finalized.

Why do some babies go into foster care before they go to adoptive parents?
Some babies got into foster care because birth parents need more time to think about their decision. Sometimes adoption agencies place babies into foster care so that they can have more time to terminate birth parents’ rights.

If the child were to go into foster care, how long would he or she be there?
When a private attorney handles the adoption, the child usually does not go into foster care unless the birth parent wishes. Generally, with attorney-handled adoptions, the child is placed as soon as possible after 72 hours have passed. Agencies are also eager to place the child as soon as possible, but may require more time to terminate the birth parents’ rights. Some agency adoptions may take 30 to 45 days. If there is no alternative, the child may be placed in foster care for that length of time until the child can be placed with adoptive parents.

If the child’s adoptive parents are suddenly killed not long after the child is placed but before the adoption has been finalized, who would be responsible for raising the child?
If the adoption has not been finalized, the birth parents may be contacted and offered the option of parenting the child, but the birth parents are not obligated to do so. When a birth parent places a child with an agency, the agency “holds title” to the child until an adoption is finalized. If the adoptive couple is suddenly killed before the adoption is finalized, the agency may simply choose another adoptive couple to care for the child. The agency does not have to consult with or get the birth parents’ permission again.

If the adoption has been finalized before the adoptive parents are killed, then, in the eyes of the law, the child would be treated as any other child whose parents have died, and would be cared for according to the wishes of the adoptive parents as set down in a Will. If there is no Will, any adult family member or relative could become the guardian of the child.

What Birth Parents Should Know About the Adoption Process

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Do the birth parents choose the adoptive couple for their child?
Yes. Birth parents are responsible for choosing the adoptive couple, or the attorney or agency handling the adoption could assist them.

What happens if the birth father opposes the adoption?
The birth father first must register with the Ohio Putative Father Registry that is maintained by the Ohio Department of Job and Family Services within 30 days after the birth of the child. Also, he must file a formal objection to the adoption in court and be prepared to offer an alternative parenting plan. The birth father should hire an attorney to represent him.

What if the grandparents (parents of a birth parent) oppose the adoption?
The child’s grandparents cannot prevent a birth parent from following through with an adoption plan, even if the birth parent is a minor.

Do a minor birth parent’s parents have to sign papers in order for the birth parent to place the child for adoption?
No. However, some courts may require parental consent as a policy if the birth parent is 12 years old or younger. Otherwise, the consent of a minor in adoption cases is treated as though it were made by an adult under Ohio law.

Will the birth parent have to go to court to sign adoption placement papers?
Not necessarily. If the adoption is being handled by a private attorney, the papers must be signed in the presence of a probate court judge or magistrate. Because the court understands that adoption can be a very traumatic experience especially after having given birth, judges and magistrates handle the situation and questioning with empathy and compassion. On a rare occasion, the judge or magistrate will go to the hospital.

Otherwise, the court will wait until the birth parent is discharged from the hospital. The birth parent will have an attorney who can explain birth parents’ rights, and the probate court judge or magistrate can also provide explanations. With agency placements, the signing of adoption papers generally takes place at the agency office, but may take place in probate court as an extra precaution. Because adoption is such an important and permanent decision, it is highly desirable for an attorney to be involved when the birth parents sign the adoption papers, regardless of where the papers are signed.

If the birth parent goes to court, when will this take place?
A birth parent goes to court to sign the papers no sooner than 72 hours after the birth of the child and after having met with a social worker or assessor. If it’s an agency adoption, the birth parent may sign the papers at the agency office. It may be more prudent, however, to go through the court where a judge or magistrate is available to answer any legal questions the birth parent may have before the papers are signed.

Once a birth parent signs the adoption papers, can she change her mind?
A birth parent can try to withdraw consent to the adoption before the Interlocutory Order (usually 30-45 days after the child is placed in the adoptive home) or before the Final Decree goes into effect, which is six months after placement. To exercise this right to withdraw consent, a birth parent must present clear and convincing evidence that the “best interests of the child” have changed. A birth parent may also contest the adoption within one year after the Final Decree, if the birth parent can show that the adoption placement was based on “gross error or fraud.” However, attempts to withdraw consent or to contest an adoption are almost never successful.

Will the birth mother be able to see the baby in the hospital and/or visit with the baby elsewhere before signing the adoption papers?
Yes. The birth mother may see her baby as much as she wishes while the baby is in the hospital. She may also visit the child, wherever the child is, as much as she wishes before signing the papers.

Are the birth father, grandparents, etc., allowed to see the baby?
Yes, but only if the birth mother wishes. Before the papers are signed, only the mother has legal rights, not the father.

Can a birth parent name the baby, and will the adoptive parents keep that name?
A birth parent may name the baby on the original birth certificate, and a birth parent has a right to receive a copy of the original birth certificate. However, the adoptive parents are not required to keep the same name. The birth mother may allow the birth father to sign the original birth certificate and participate in naming the child.

May a birth parent have a picture of her baby?
The birth parent may order the hospital portraits. Also, adoptive parents are encouraged to provide status letters and photos to birth parents on a regular basis. However, Ohio law cannot force them to do so.

What may a birth parent send with the child (gifts, letters, books, etc.) and can the birth parent have the assurance that the child will receive these items?
Birth parents may pass such items to the adoptive couple through the adoption attorney or agency, although they cannot force adoptive parents to pass them along to the child. The birth parents may put together a scrap book with the birth family pictures to pass on to the child.

How long does it take to have an adoption completed after the child’s birth?
A legal placement of the child cannot take place until 72 hours after the birth of the child. The placement hearing usually takes 30 to 45 minutes.

What if the adoptive parents are from one state, but the birth parents are from another state?
Adoption attorneys as well as adoption agencies must obtain proper approval from the Interstate Compact for the Placement of Children. Make sure your attorney is skilled in interstate adoptions. Check with your local bar association for a referral, and ask the attorney about the number and frequency of the interstate adoptions he or she has handled.

Who pays for the birth parent’s medical costs?
All medical costs are completely covered by the adoptive parents whether through an agency or a private attorney. The birth mother’s or adoptive parents’ insurance may be used if available.

What expenses are allowed to be paid by the adoptive parents?
Under Ohio law, only the following expenses can be paid: medical expenses; counseling; attorney fees; and court costs. Gifts and/or incentives are illegal and cannot be provided.

What should birth parents know when working with a private adoption agency?
Birth parents who choose to work with a private adoption agency should understand that private agencies take the birth parents’ consent and permanent surrender of the child outside of court. Usually, the surrender takes place at the agency office, and often no attorneys are present. If no one is representing the birth parents or the adoptive parents, and no judge is overseeing the adoption process, problems may occur and the adoption may be overturned. To reduce this risk when working through a private agency, birth parents should take care to choose the agency wisely and make sure they have attorney representation.

Reform Bill changes Adoption Law in Ohio

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A law which became effective in March 1996 (House Bill 419) changed the way adoptions are handled in this state. Two significant changes have to do with: 1) decreasing the amount of time a child must wait for an adoptive home, and 2) providing information about adopted children.

How have these changes helped to decrease the amount of time a child waits for adoption?
Before the new law went into effect, courts often found a child to be “dependent” on the state, but did not explain the reason. Since the reason was unclear, extra time had to be spent in finding appropriate placements for children. Now, if a court finds the child to be dependent, the court must give a reason.

An agency once had to wait six months to file a motion for permanent custody of a dependent, abused, neglected, unruly or delinquent child who had been in its temporary custody. Since House Bill 419 was signed into law, the agency no longer has to wait six months, but may file at any time. Since an agency must have permanent custody of a child before that child can be placed for adoption, the total time spent waiting for adoption can be decreased.

Juvenile courts must now decide how to deal with motions for permanent custody and record their decisions within 200 days of the time the motions were filed. Before, there was no requirement for permanent custody matters to be heard in court within a certain time frame.

A six-month waiting period is required before an adoption can be finalized. Now, if a child is being adopted by a foster parent or relative with whom he or she has already been living, then the time the child has spent in foster care applies toward the six-month waiting period.

Who is allowed to have adoption information?
House Bill 419 allows the adoptee, adoptive parents, and the birth parents to receive “non-identifying” information from an agency, probate court, or an attorney. (Non-identifying information might include a first name and some background or medical details, but would not include a last name, address, phone number, or Social Security number).

Also, agencies and attorneys are now permitted to review their own adoption files for administrative purposes, without having to obtain a court order.

At the time a child is surrendered for adoption, the birth parent may complete a form developed by Human Services to allow identifying information to be released to the adoptive child. This information is kept at the Health Department, and the birth parent may file a form as often as she wishes stating whether or not identifying information should be released to the child.

The Health Department may now help a birth parent to find an adopted child after that adoptee has reached 25 years of age if the child asks the Health Department to assist the birth parent.

Birth parents who have had their parental rights terminated by a juvenile court because of abuse or neglect may not receive identifying information about a birth child through the Health Department.

Probate Court Screens Prospective Parents in Private Adoptions

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We are interested in adopting a child, and understand the court must approve us first. What requirements must we meet?
In many Ohio counties, the probate court will conduct a home study in order to investigate and approve prospective adoptive parents. (This may be handled by the probate court in your residential county or that of the birth parent, or the county of the licensed adoption agency in the case of an agency adoption.) In some counties, the probate court may authorize an agency to handle the investigative home study.

What’s the first step in the home study process?
You must complete a Pre-placement Application and list five references. These individuals should be unrelated and capable of expressing opinions about your ability to be adoptive parents. The completed application should be signed only in the presence of a notary public. You should also collect five letters of recommendation, preferably from individuals not listed on the Pre-placement Application. These letters should provide information such as how long the references have known you, why you would make good parents, and how you relate to children.

Must we have a medical exam?
Yes. The probate court requires you, your spouse, and any other household members to have had physical exams within the past year (from the time the pre-placement application is filed). Every adult and child in your household must obtain either a letter or completed medical form from a physician regarding his or her health or undergo a physical exam.

Does Ohio law require us to have a criminal background check?
Yes, for you, your spouse and any other adult household member. The Bureau of Criminal Identification and Investigation (BCII) requires that all requests for Ohio civilian background checks be submitted electronically through the use of WebCheck or other approved methods. It will take approximately 30 days to get results. You may go to the location nearest you to have your fingerprints scanned. These locations are listed by county on the Ohio Attorney General’s Web site at: http://www.webcheck.ag.state.oh.us/webcheckcommunity.htm.

Does the court require any other documentation?
Yes. You also must complete a Residency Certification form, stating the length of time you have lived in Ohio. Your attorney or agency representative must file this form, as well as the other documentation mentioned above, with the probate court. The court social worker will review the documents and then contact you to arrange a home study.

My spouse and I have lived in Ohio for only a year. Will we need more than an Ohio criminal background check?
Yes. If you or any of your adult household members have lived in Ohio for less than five years, you must also undergo a national criminal background search by the Federal Bureau of Investigation. Contact the BCII to obtain FBI fingerprint cards, have your local police station fingerprint you, then send a check for $24 per search and the fingerprint cards to the BCII. The BCII will, in turn, send the cards to the FBI, and will send the results to your attorney or agency when they are returned from the FBI. The BCII will then return all your reports to your attorney or agency representative in approximately six to eight weeks.

What kinds of criminal convictions might keep us from adopting a child?
Convictions for felonies, drug offenses, or sex-related charges may keep you from adopting a child, even if these convictions have been expunged.

What happens during the home study?
The court social worker will conduct a personal interview with you and your spouse and/or other household members and review your pre-placement application to determine whether you meet the minimum standards established under Ohio law to provide a suitable home for a child.

Is there a follow-up home visit?
Yes. The court social worker will return to interview the family after the child is placed in the home in order to determine whether finalizing the adoption is in the child’s best interests.

Adoptions Raise “Right to Know” Questions

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What is an adoptive family allowed to know about the birth parents?
In Ohio, the adoptive family may obtain any “non-identifying” social or medical history including biographical information about both the child’s parents. (Non-identifying information might include a first name and some background or medical details, but would not include a last name, address, phone number, or Social Security number.) “Identifying” information about the birth parents can be provided to the adoptive parents only if agreed upon between the parties. Such information can be provided to the adoptive parents by the birth parents themselves, or by the agency or attorney handling the adoption.

How much can a birth parent know about adoptive parents, such as occupation, age, how long the couple has been waiting for a child, why the wait, etc.?
The birth parent may ask these questions, and adoptive parents can provide as much non-identifying or identifying information as they find personally acceptable, but they are not legally obligated to provide any information.

May a birth parent choose an adoptive couple based upon their religious affiliation?
A birth parent may review prospective adoptive couples and may select a couple based on religious affiliation. The birth parent can hope that the child is raised in a religious environment, but the law cannot force adoptive parents to practice a certain faith.

What is an open adoption?
An open adoption is one where all parties have complete identifying information about one another. Birth parents and adoptive parents must agree to the open adoption; none of the parties can be forced to provide complete information. A semi-open adoption involves an exchange of non-identifying information.

Can a birth parent ask that the adoptive files be sealed?
Adoption records are automatically sealed until the adopted child reaches the age of 21. Birth parents can refuse to allow adoption information to be released, or they can file a Release of Information allowing the records to be opened when the child reaches adulthood. If the adopted child is between 18 and 21 years of age, the information is released, upon request, to the adoptive parent. If the adopted child is 21 years of age or older, the information is released to the adopted child directly. It is always possible that new legislation might change the age restriction, so birth parents should keep abreast of the current laws.

Will the adopted child be able to get information about the birth parent from the adoptive parents?
Yes, if the adoptive parents choose to share this information. Otherwise the child may have to wait until he or she is 21 years of age and the birth parents have filed a release with the Bureau of Vital Statistics.

What, exactly, does the birth parent’s adoption file contain and who has access to it?
Generally, the file contains a copy of all social/medical information and legal pleadings. Only the attorney or agency handling the adoption and the birth parent have access to the file.

If an adopted child decides, at some point, to search for the birth parent, will the adoption agency or attorney contact the birth parent before the child does?
This can be done if the birth parent wishes. The birth parent should make this wish known to the adoption agency or attorney.

May a birth parent write the adoptive parents a letter explaining the reasons for placing the child for adoption, and will the birth parent be assured that the adoptive couple will receive and read it, and share it with the child at an appropriate time?
A birth parent may write such a letter, and hope that the adoptive parents will share the letter with the child. While adoptive parents cannot be forced to read such a letter or share it with the child, they may appreciate the option.

Will the adopted child be able to find the birth parent if he/she decides to search?
Usually, the child will only be able to find a birth parent who wants to be found. Under current Ohio law, birth parents must file a Release of Information with the Bureau of Vital Statistics, where they can indicate whether or not they want identifying information to be released.

I was adopted many years ago and now have children of my own. One of my children recently needed medical attention and I was required to provide medical history on my parents. How can I obtain my family medical history? I have no desire to know identifying information regarding my birth parents.
Contact the attorney, agency or probate court in the county where the adoption was finalized.

Can adoptive parents force a birth parent to disclose information under any circumstance?
Adoptive parents can force a birth parent to disclose information only with a court order stating that obtaining this information is medically necessary and in the child’s best interest.

Law Standardizes Ohio Adoptions

Filed under: Adoption Tags:

Ohio House Bill 419, signed into law in March 1996, has resulted in many changes in adoption procedures. In addition to shortening the time a child must wait to be adopted and making adoption information more accessible, the law attempts to make adoptions safer and to standardize the way adoptions are handled across the state.

What has been done to increase safety and standardize adoptions in Ohio?

Many changes have been made, including the following:

  1. No training or experience had been required for those who conducted home studies to “check out” potential adoptive families. Now the law identifies who can conduct a home study and requires that these individuals be trained. In addition, a uniform home study process must be used for all adoptions in Ohio.
  2. Before the new law was adopted, there was no requirement that birth parents receive information while they are making a decision about giving up their child for adoption. Now, birth parents must receive information about Ohio’s adoption laws, the adoption process, and must have access to counseling 72 hours before signing the surrender or consent for adoption.
  3. Birth parents are required to appear before probate court when voluntarily surrendering their children for adoption through a private attorney.
  4. While there had been no listing of the factors to be considered when a court makes an adoption decision based on the “best interest of the child,” H.B. 419 provides a list of factors. Also, the court is now allowed to make a determination about what is in the best interest of the child in cases of contested adoptions.
  5. The law also requires that an adoption petition must now be filed with the court within 90 days of a child’s placement in an adoptive home.
  6. Before, instances in which a child is conceived through an act of rape had not been addressed. The new law states that, if the child was conceived by rape, the father’s or the “putative” (presumed) father’s consent for the child’s adoption does not have to be obtained if he has been convicted of or has pled guilty to rape.
  7. More common instances in which the birth mother simply does not know the whereabouts of the putative father are also addressed by the law. While there had been no set procedure for informing a man about the possible adoption of his natural child, the law now requires that a Putative Father Registry be established.

    A man who has reason to believe he may become or may already be the father of a child can add his name to the Putative Father Registry, which is confidential and not open to the public. When an adoption involves a putative father, the Registry is checked and the father can be located in this way to obtain consent for adoption. If the father adds his name to the Registry up to 30 days after the birth of his child, his consent must be obtained unless the Probate Court finds he has willfully abandoned or failed to care for and support the child. If the father does not register, his consent for adoption is not required.

  8. A separate attorney must represent the birth parents and the adoptive parents in adoptive proceedings.
  9. The new law requires the Ohio Department of Human Services to develop a standardized definition of a “special needs” child which applies to all Ohio adoptions. Before, each county operated under its own definition.
  10. While there had been no clear state policy on “open” adoption, the new law defines open adoptions as strictly voluntary adoption agreements which are not enforceable and from which parties may withdraw at any time. With this new clarification in Ohio law, Ohio adoptive couples are losing fewer birth parents who might previously have chosen to place their children in out-of-state homes to obtain more open adoption options.
  11. Birth parents must now be given copies of everything they sign having to do with surrendering their children for adoption.

What is an open adoption agreement?
Open adoption allows the birth parents to receive status letters and pictures on the progress of the adopted child. Some agreements even arrange for visits or phone calls. All of these agreements are purely voluntary and legally unenforceable.

What may be paid for or provided for birth parents?
Medical expenses, counseling, court costs and attorney fees. Everything must be approved by the Probate Court. Gifts or incentives are illegal and cannot be provided.

What are the birth parents’ rights or options if they change their minds and choose not to place their child for adoption?
Birth parents may change their minds prior to signing a consent to adopt (usually signed 72 hours after birth). They may opt instead for single parenting, or for giving a suitable adult guardianship or legal custody of the child, or for filing a parentage action in order to establish paternity and support obligations.

Can a birth parent name the baby on the original birth certificate?
Yes, the birth mother may do so, but after the adoption is finalized, the original birth certificate is sealed by the Bureau of Vital Statistics and can only be opened by court order. The birth father may add his name to the original birth certificate if the birth mother allows it. If the mother refuses and the father wishes to pursue the matter, he would have to initiate a Court action. A new birth certificate is created for the adoptive parents with the child’s new name. On occasion, the adoptive parents may agree to use the name chosen by the birth parents.

(Law You Can Use is a weekly consumer legal information column provided by the Ohio State Bar Association and the Ohio State Bar Foundation. This article was prepared by Thomas N. Taneff, a Columbus attorney who concentrates his practice in the area of adoption law and has served on the Ohio Adoption Commission. Articles appearing in this column are intended to provide broad, general information about the law. Before applying this information to a specific legal problem, readers are urged to seek advice from an attorney.)

Parents May Network To Find Child Available for Adoption

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We have a neighbor whose daughter would like us to adopt her baby when he or she is born. Can we adopt her child, or must we go through an agency to find a child?
Until recently, it was unclear whether or not Ohio law allowed the kind of “open” adoption you describe. Now, however, the law clearly allows you to adopt her child. Although you do not have to go through an agency to identify a child who is available for adoption, you must go through the court in order to make an adoption legal. It is wise to consult an attorney when going through this process.

Friends of ours want to advertise in the newspaper for a child. Can they do this?
No. No one who is not certified by the Department of Job and Family Services may buy advertising for adoption purposes, nor may a person offer money or other inducements to parents to part with their children, or in any way knowingly become a party to the separation of a child from its parents or guardians, except through a juvenile court or probate court commitment. Whoever violates this law may be found guilty of a first-degree misdemeanor, which is a criminal offense.

What are our friends allowed to do to find potential birth parents?
Ohio law allows “targeted” or “identified” adoption referrals. For example, your friends may know a doctor, lawyer, clergy person, counselor, or other person who has learned about a birth mother seeking to place a child for adoption. Your friends may be able to adopt such a child. Keep in mind, however, that the birth parent may choose other adoptive parents. The birth parent’s wishes should be respected.

Another option for your friends is to network for adoption possibilities. For example, they may send letters, post-cards or e-mails to family, friends, and co-workers, letting them know of their interest in adoption, and asking informally for referrals, and encouraging them to pass the word.

Ohio Law Permits Adult Adoptions

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I just learned that it is possible to adopt an adult. Under what circumstances is this done in Ohio?
There are several reasons why adult adoptions may be undertaken. The most common reason is to formally and legally recognize an existing parent/child-like relationship. Among the benefits of a formal adoption is the ability of the adopted person to inherit from the adoptive parent. An adult adoption also may be used to provide protection for a person of diminished capacity or abilities. Once adopted as a legal family member, such an individual may then be assured of lifetime care under family insurance, or through inheritance. Finally, a stepparent-stepchild relationship can be formalized through an adult adoption.

Does every state allow adult adoptions? What does Ohio law say about adult adoptions?
Adult adoption is handled differently in every state. Some states only allow for adult adoptions if the person to be adopted is of diminished capacity. Other states require a spouse’s consent if the person to be adopted is married. Some states require only the consent of the adult parties involved, while other states, like Michigan and Nebraska, forbid adult adoption entirely.

Ohio law allows adults who are totally and permanently disabled or mentally retarded to be adopted. In addition, Ohio law permits adult adoption for any adult who has established a relationship with adoptive parents through a child-foster caregiver or child-stepparent relationship as a minor, assuming the adult child consents to the adoption. Generally, an adult may be adopted only if a child/foster-parent relationship was established when the person to be adopted (”adoptee”) was a minor child. If, however, the adoptee is totally and permanently disabled or determined to be mentally retarded, an exception may be made, assuming the relationship between the prospective adoptive parent and the adoptee can be shown to be a nurturing, parent/child type of relationship.

Does the procedure for adopting an adult differ from the procedure for adopting a minor child?
When adopting an adult, the prospective adoptive parent must prepare, sign and file a petition with the probate court. The court will then set a date for a final hearing, at which time it will make a determination about whether the adoption serves the best interests of the adoptee. Assuming the court approves the adoption, the court will order a new birth certificate for the adoptee.

Unlike the procedure used for the adoption of a minor child, the court generally will not require a home study in the case of an adult adoption; also, no waiting period is required before an adult adoption can be finalized.

What does the court consider before granting an adult adoption in Ohio?
Before granting an adult adoption in Ohio, the court must determine whether a child/foster-parent relationship existed while the person to be adopted was still a minor. To make such a determination, the court will look at the types of nurturing that was provided to the child, including the provision of emotional and financial support, food, shelter, discipline, guidance, education, religious training, medical care and love and affection.

Are adult adoptions permanent?
Yes. When a minor child is adopted, the changes that result are permanent. The same can be said for an adult adoption. As in any adoption, the existing relationship with the biological parents is severed. An adult adoption creates a new parent-child relationship. A new birth certificate is issued for the adopted person, showing the adoptive parents as the legal, birth parents. The last name of the adopted person also may be changed to that of the adoptive parents. The record involved in an adult adoption will be sealed according to the state’s laws, even though the parties involved are adults and are aware of the family details.

Insurance May Cover Medical Expenses in Adoption

We are planning to adopt a child. Might the baby’s or birth mother’s prenatal or hospital expenses be covered by insurance?
Possibly. You should consider the following sources in determining whether or not the baby and/or birth mother will be covered by some form of insurance, including:

  • the birth mother’s insurance if she is employed;
  • the birth mother’s parents’ insurance if the birth mother is a minor or a student;
  • the birth mother’s Aid to Dependent Children (ADC) coverage, if the birth mother is indigent;
  • the child’s ADC coverage, if applicable (if the child is the ward of an agency and adoption is “targeted”);
  • the birth mother’s Healthy Start coverage, if the birth mother’s income is low;
  • your own health insurance, if your employer is covered by the Section 609 of the Employee Retirement Income Security Act (ERISA);
  • your employer’s benefit programs, if they have adoption benefits;
  • your 401K plan.

We think our insurance policy covers adopted children, but what about coverage for medical expenses before the adoption is finalized?
Most insurance policies provide coverage that goes into effect as of the date of the child’s placement with the adoptive parents. However, you should ask your insurance company whether coverage begins at birth or at placement. Insurance coverage for adopted children should cover all pre-existing conditions as of the date of placement. You should obtain verification of coverage in writing.

I understand the birth parent may be covered by Medicaid. Is that possible?
Yes. However, in some cases, the Department of Job and Family Services has denied or refused to cover expenses for a child placed for adoption. Also, hospitals have, in some cases, declined to accept Medicaid payment for adoption expenses. The theory behind these denials is that it is unfair to obligate Ohio taxpayers to pay for medical expenses associated with adoption. The reality, however, is that the hospital only gets paid at Medicaid rates.

How does coverage under ERISA work?
Any group health insurance plan that provides coverage for the dependent children of plan participants must also provide benefits to adopted children under the same terms and conditions that would apply to biological children. Coverage begins at the time of placement, which is defined as the time the prospective adoptive parents become financially responsible for the child. According to Ohio law, financial responsibility may begin at birth if an agreement to adopt the child exists. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) amended ERISA so that coverage no longer excludes government employees, but is now available to all adoptive families covered by group health plans as soon as those families assume financial responsibility for their adopted children. Group plans also must give employees the option of enrolling adopted children in the plans immediately, instead of waiting for an open enrollment period.

Might the birth parent be stuck with medical costs even though the baby is being placed for adoption?
On rare occasions, such as when an adoption opportunity comes up suddenly or unexpectedly, adoptive parents may receive a child before they have arranged for coverage of medical or legal costs by signing a fee agreement or posting a retainer (deposit) with their attorney. If, after receiving the child, the adoptive couple fails to pay these costs, creditors may begin trying to collect from the birth mother. If such a situation occurs, the birth parent’s attorney may advise her to consider other options, such as keeping the child or looking for another couple, if things cannot be worked out with the adoptive couple. Many probate courts will require the adoptive parents to pay for and be responsible for all of the adoptive child’s medical bills as well as those of the birth mother out of their own pockets because the birth mother is not a dependent of the adoptive parents and would not, therefore, be covered by their insurance.

Demystifying International Adoptions

What countries most commonly provide children for adoption by prospective parents from the United States?
The top three countries are China, Russia, and Guatemala, followed by Korea, Kazakhstan, and Ukraine.

How long is the international adoption process from start to finish?
The process can take anywhere from six months to two or more years, depending upon the particular country and upon the time clients take to gather the paperwork, time for referral of a child from the other country and the length of stay in other country. Also, countries can arbitrarily stop the adoption process, which adds unexpected wait time.

What must prospective adoptive parents do to adopt a child from another country?
The adoption must be approved at the state level (through a home study), at the federal level by the U.S. Immigration Office, and at the international level by the other country. Many of the same documents are needed for each level of approval, including: marriage certificate, divorce decree, current income tax return, employer letter, reference letter, local criminal record check, birth certificate, financial statements, fingerprints, medical reports, fire inspection report and child abuse clearance. The documents are compiled into a “dossier,” authenticated and translated, and then sent to the other country for approval.

Must the adopting parents travel to the child’s birth country and, if so, how long must they stay?
In most cases the adoptive parents must travel to the foreign country to adopt.

Depending upon the country, the length of stay varies. For example, China is a one-trip process that usually takes two weeks, while the one-trip stay in Guatemala may last from three days to two months, and the stay in Brazil is generally one month. Russia requires a two-trip process – an initial one-week trip and a second trip of ten days to two weeks.

How much does an international adoption cost?
Cost varies greatly, from about $11,000 to $32,000, which includes costs of dossier preparation, home study, U.S. Immigration application, agency and program costs and travel.

Are there any programs to help with the costs of an international adoption?
If your adjusted gross income is $155,860 or lower, the federal government allows you to subtract $10,930 of the adoption expenses per child from your total federal tax liability. This adoption tax credit is reduced for those with incomes of $155,860 to $195,860 and eliminated for those with incomes of more than $195,860. In addition to the federal tax credit, Ohio allows a one-time credit of $500 per child, with no income limit. Employers frequently offer help with adoption expenses, and adoption grants and loans also may be available (visit www.angelfire.com for information).

Are there any restrictions on the age and marital status of the adopting parents?
Yes, and they vary. For example, China requires the parents to be between the ages of 30 and 50, without history of cancer or serious illness, and single parent adoptions are restricted. Russia allows adoptions between the ages of 25 and 60; single women are permitted to adopt, but not single men. Single women, as well as single men, may adopt children from Guatemala and Brazil.

How do U.S. families learn about children who are available for international adoption?
First, officials in the other country usually match the child’s specific characteristics and needs with a family that has requested and been approved for those characteristics and needs. Then, the other county (e.g., China, Guatemala and Brazil) will send a photo or a video with medical information for the American family to review and approve before traveling to the other country. Since 2000, Russia law has forbidden any adoptive family from receiving information about a child until after the family has made an initial visit to Russia.

What is the legal status of the adopted child upon return to the United States?
Any child adopted legally by a U.S. citizen, and who lives permanently in the United States, automatically becomes a full (not just naturalized) U.S. citizen. Therefore, the child need not be re-adopted once the family returns to the United States.

Though citizenship is automatic, the family still must file the appropriate form with the U.S. Immigration in order to get proof of citizenship. Then, to get an official U.S. birth certificate for the child, the family must complete and file a simple form with the probate court in the jurisdiction where the family lives.

Can an international adoption be contested?
It is possible, but very unlikely that anyone will contest an international adoption. The United States will not qualify a child for entry into this country with only the consent of a birth parent. Rather, the child must be a “true orphan,” and must have both parents’ death certificates or proof that parental rights have been terminated.

Thomas Taneff | 600 South High Street, Suite 201 | Columbus, Ohio 43215 | Phone: (614) 241-2181 | Fax: (614) 241-2160